The FIRE (Financial Independence, Retire Early) movement is a lifestyle movement whose goal is financial independence and retiring early.

Those seeking to attain FIRE intentionally maximise their savings rate by finding ways to increase income or decrease expenses.

The objective is to accumulate assets until the resulting passive income provides enough money for living expenses in perpetuity.

Many proponents of the FIRE movement suggest the 4% rule as a guide, thus setting a goal of at least 25 times estimated annual living expenses.

Upon reaching financial independence, paid work becomes optional, allowing for retirement from traditional work decades earlier than the standard retirement age.