• Home
  • Episodes
  • About
    • Awards
  • Contact

Make the most of your money

martin@icfp.co.uk
Informed Choice RadioInformed Choice Radio
  • Home
  • Episodes
  • About
    • Awards
  • Contact
Making the case for active investment management

Making the case for active investment management

12/04/2019 Posted by Martin Bamford Podcast No Comments

Making the case for active investment managementI came across an article on Marketwatch.com last week, and it’s a controversial one.

We hear a lot about the benefits of index tracker funds. These are the low-cost funds that aim to replicate the performance of a market index. It’s a style of investing sometimes called passive investing, although of course there are still active decisions to make about which index to track.

The Marketwatch article is a write-up of a new study, which throws into question a big part of the rationale which is driving investors towards index tracker funds and exchange traded funds, ETFs.

That rationale? That even skilled investment managers can’t beat the market, so there’s no point in paying them to try, so you’re better off sticking with index tracker funds instead.

Personal finance news

-House price growth in the UK is likely to remain ‘subdued’ as a result of Brexit uncertainty, especially in London. The forecast from lender Halifax came with a report that house prices fell by 1.6% in March, compared with a month earlier.

-The UK economy grew by 0.3% in the three months to February, faster than expected as a result of stockpiling by manufacturers. According to new official figures, manufacturers are “changing the timing of their activities” ahead of the UK’s exit from the European Union.

-Millennials in advanced economies across the world are being squeezed out of the middle classes. That’s according to the OECD, who pointed to stalling pay growth and skyrocketing house prices.

-Citizens Advice has found that home insurance companies in the UK make all of their profits – that is over £1bn a year – from loyal consumers holding policies for 6 years or more. The research also reveals loyal customers are paying an average annual premium of £325 for their 6th year of insurance – almost double that of new customers (£172).

-Just one in ten over 55s who are aware of equity release understand all its product features, according to research by over 50s experts SunLife. When asked if they could correctly identify if a series of statements about equity release were true or false, 89% of over 55s gave at least one incorrect answer.

Useful links

https://www.marketwatch.com/story/investors-widely-held-beliefs-about-etfs-and-index-funds-may-be-wrong-2019-04-03/

Raising organ donation awareness

American Gods by Neil Gaiman

Fleabag

Billions

No Comments
0
Share

About Martin Bamford

Your host for Informed Choice Radio is Martin Bamford, an award-winning Chartered Financial Planner and Fellow of the Personal Finance Society. Martin is Director of Client Education at Informed Choice and the author of several personal finance books including The Money Tree, Brilliant Investing and How to Retire 10 Years Early.

You also might be interested in

Rewilding Knepp Castle

Rewilding Knepp Castle, with Isabella Tree

Apr 19, 2019

What happens when an intensively farmed estate is handed back[...]

ICR309: The Gilt bear market has begun

ICR309: The Gilt bear market has begun

Feb 16, 2018

In this episode, I'm joined by Jeff Keen from Waverton[...]

ICR201: David Orrell, The Money Formula

ICR201: David Orrell, The Money Formula

Apr 17, 2017

In this episode of Informed Choice Radio, I speak to[...]

Leave a Reply

Cancel Reply

Latest episodes

  • Expensive Funerals & Risky Bitcoin
  • What were the top 10 Informed Choice Radio episodes in 2020?
  • What does a no-deal Brexit mean for your money?
  • What an international tax laywer thinks about a one-off wealth tax in the UK
  • Covid cards, lottery ban, & mysterious monoliths

Subscribe to Informed Choice Radio

 

Like us on Facebook

Get social with us!

About us

Welcome to Informed Choice Radio, the personal finance podcast all about achieving your financial goals and living a better life.

Find us here

  • Martin Bamford
  • Informed Choice Ltd
  • Sundial House, 20 High Street
  • 01483 274566
  • martin@icfp.co.uk
  • www.icfp.co.uk
  • martinbamford

Fresh from our podcast

  • Expensive Funerals & Risky Bitcoin
  • What does a no-deal Brexit mean for your money?
  • What an international tax laywer thinks about a one-off wealth tax in the UK
  • Covid cards, lottery ban, & mysterious monoliths
  • What We Think When We Think about Wealth, with Dr Rainer Zitelmann

© 2021 · Informed Choice Ltd. Site by Bamford Media

  • Home
  • Contact
Prev Next
This site uses cookies: Find out more.