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ICR042_ Myth of the baby boomer, retirement questions & untucked shirts

ICR042: Myth of the baby boomer, retirement questions & untucked shirts

25/09/2015 Posted by Martin Bamford Interview, Podcast No Comments

 

This week in episode 42 of the Informed Choice Podcast, Martin talks to David Sinclair, Director of the International Longevity Centre, about the myth of the baby boomer.

He also shares the three questions you need to ask yourself about retirement and asks whether how you wear your shirt influences your success in life.

Subscribe in iTunes | Click to listen now | Right click to download episode

 

 

In the personal finance and investing new roundup this week:

-The number of outstanding interest-only mortgage is falling, according to the Council of Mortgage Lenders.

-UK house sales are at their highest in 18 months, based on seasonally-adjusted data from HM Revenue and Customs.

-The European Central Bank chief Mario Draghi has said he sees no risks to financial stability at the moment arising from the very low interest rates currently applied in the euro area.

-Fidelity has cut the fees on its range of index tracker funds.

-The Bank of England might need to cut interest rates to combat price inflation, according to its chief economist Andy Haldane.

Interview

The myth of the baby boomerMartin spoke to David Sinclair, director of the International Longevity Centre, about the myth of the baby boomer.

This report seeks to bust the widely touted myth that there is a uniform group of older people in the UK – so called baby boomers – who have benefitted at the expense of younger age groups.

The report is presented by the Ready for Ageing Alliance, of which David’s organisation is a part, along with major national charities interested in our ageing society.

It presents compelling evidence that baby boomers (in this report defined as between the ages of 55-70) are in fact a diverse group of people in virtually every aspect of their lives.

Other topics

What are the three key questions you need to ask yourself before you retire?

Earlier this week, Martin spotted an article by Sally Brandon in Time magazine which suggested three really important questions to ask before retirement.

The three questions were – how much income will you really have each month, after taxes, how does that number match up to your current actual expenses, and how can you bridge that spending gap?

Do you tuck your shirt in or leave it hanging out?

Finishing the show this week on a slightly lighter note, Martin looked at new research sponsored by t-shirt company Fruit of the Loom, which found tucking in your shirt has some social and professional benefits.

The study asked over 1,000 men aged 25 to 60 and found that 60 per cent of men who tuck in their shirts are happy with their jobs.

It also found shirt tuckers earn 19 per cent more than their untucked counterparts, and are 10 per cent more likely to feel outgoing in social situations.

Useful links

Here are links to everything else Martin mentioned in episode 42 of the Informed Choice Podcast:

–Michelle Daniels of Extended Thinking

–Cranleigh Christmas Lights Switch-On

–Informed Choice Paraplanner vacancy

–Blab.im Financial Podcasting Live with Pete Matthew & Roger Edwards

iTunes reviews

If you listen to this podcast, please take one minute to leave an honest review on iTunes.
Reviews from listeners are so important to help others find the podcast, and we also really want your feedback so we know which elements of the show you enjoy and what we can improve. To leave a review, simply visit informedchoice.wpengine.com/itunes.

Martin will read out reviews at the end of each future episode, so please make sure you leave a note of your real name, so you get a mention.

Subscribe in iTunes | Click to listen now | Right click to download episode

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About Martin Bamford

Your host for Informed Choice Radio is Martin Bamford, an award-winning Chartered Financial Planner and Fellow of the Personal Finance Society. Martin is Director of Client Education at Informed Choice and the author of several personal finance books including The Money Tree, Brilliant Investing and How to Retire 10 Years Early.

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